AI agent for US insurance agencies: Automate quotes and capture P&C leads.
Frosty Agent is tailored for the complexities of the US insurance market. Deployed on your agency website, it captures Property & Casualty (P&C) leads by conversing naturally rather than forcing users into rigid 20-field forms. It qualifies the prospect based on state lines (e.g., California vs Texas), handles first-line claims questions, and routes the enriched lead directly to your licensed producers.
Why are US insurance producers losing deals?
Consumers hate filling out long static web forms for auto or home quotes, leading to massive drop-off rates.
State-by-state variations in coverage rules mean your staff spend hours explaining why a Florida policy differs from a New York one.
When a fender bender happens at 9 PM on a Saturday, clients panic and can't reach their local agent.
Following up with clients to renew their expiring P&C policies via email results in terrible retention rates.
Transferring lead data manually from a chat widget into your AMS (Agency Management System) is tedious and error-prone.
Did you know?
What does our AI agent for US insurance agencies do?
Frosty acts as a digital SDR and support rep for your producers.
What real US insurance queries can Frosty handle?
These are the scenarios your producers face every day.
Who uses Frosty
Independent P&C Agencies
Agencies writing auto, home, and commercial lines across multiple states.
Health & Life Brokers
Firms handling high-volume Medicare or term life queries.
Managing General Agents (MGAs)
Entities needing complex qualification flows and state compliance checks.
Why they choose us
E&O Protection Built-In
Frosty never guarantees coverage. It is programmed to state that all claims are subject to adjuster approval, protecting your E&O.
State-Specific Logic
Ensure prospects are only routed to producers licensed in their specific state.
Higher Conversion Rates
Conversational lead capture converts at a much higher rate than static, boring web forms.
AMS Integration Ready
Push captured lead data directly into EZLynx, AMS360, or Salesforce via webhooks.
Getting started
From your first document upload to a fully deployed agent — a structured process that gets it right.
Upload your coverage summaries
Feed Frosty your FAQs and policy exclusions.
Set state licensing rules
Configure which ZIP codes go to which producers.
Go live
Deploy on your agency website and SMS numbers.
Pricing
Plans start at $199 a month, with no setup or onboarding fee. Seven-day free trial, no card needed.
View full pricing